Buy To Let

Fundamental reform of the PRS (Private Rented Sector) is underway. The majority of private landlords provide housing and accommodation to a reasonable standard, treat tenants fairly and take responsibilities seriously. However it remains a concern that 20% of tenants in the UK spend a third of their incomes on non decent housing (Category 1 hazards). These hazards exist in...
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Becoming a successful student landlord requires as much thought to a presentable Buy-to-let or HMO property as it does to the ongoing administration. The student landlord will be a different animal to a professional landlord. Until recently it was a common misconception that students were content to forego...
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Independent Mortgage Network or Directly authorised mortgage broker. Mortgage brokers can be a part of an independent mortgage network and/or directly authorised by the FCA. That is that if they are not directly authorised by the FCA they must be approved by an FCA-regulated individual or firm. This designated supervisor will hold them accountable to their regulatory...
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Buy to let mortgage and HMO mortgages (criteria and products). Being a landlord has long proved profitable. It has tended to be dominated by the wealthy or by large companies owning many properties, but there has always been also the smaller landlord renting out just one or two properties. ...
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